Buy to Let

It is important to receive professional guidance when investing in property. Buying a property to let out can provide an additional source of income and has the potential for long-term capital growth.

Mortgage lenders treat these mortgages differently to residential mortgages. Mortgage Nest can advise on the best ways to maximise your investment as well as finding you the best deal.

Get Advice

Getting in touch is your first step towards securing a great buy to let deal. We will assess your circumstances and establish your buy to let objectives.

At Mortgage Nest we always recommend you seek tax advice from a qualified Tax Adviser, as this can impact the way in which you wish to proceed with your buy to let transaction.

Buy to Let Basics

Interest rates on buy to let mortgage rates tend to be a little more expensive than residential loans
You will be required to put down a bigger deposit usually in the region of 25%.
Affordability is typically linked to rental income calculations, lenders will use a ‘stressed’ interest rate to ensure that your rental income will cover monthly mortgage payments should interest rates increase in the future
Most buy to let mortgages are arranged on an interest only basis meaning that you do not pay off any capital via monthly payments

NOT ALL BUY TO LET MORTGAGES ARE REGULATED BY THE FINANCIAL CONDUCT AUTHORITY

For insurance business we offer products from a limited panel of insurers.

There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This fee is typically £395.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgage Nest is a trading name of Mortgage Nest Ltd which is an appointed representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority. Registered Address: 30 Beaton Drive, Winchburgh, Broxburn, Scotland, EH52 6FS. Registered in Scotland. Registered Number: SC655747.